v1.27.0 — PIX Out by bank account

New Features

  • PIX Out by bank account: New endpoints to send PIX transfers using the recipient’s bank details (ISPB, branch, account number) instead of a PIX key:
    • POST /v1/accounts/{accountId}/pix/out/bank-account — Synchronous transfer by bank account.
    • POST /v1/accounts/{accountId}/pix/out/bank-account/async — Asynchronous (queued) transfer.
    • POST /v1/accounts/{accountId}/pix/out/bank-account/bigpix — Large transfer with automatic chunking.
  • Required fields: bankIspb (bank ISPB code), accountNumber, accountBranch, documentNumber (recipient CPF/CNPJ), and name.
  • The accountType field accepts CHECKING_ACCOUNT, SAVINGS_ACCOUNT, or PAYMENT (default: CHECKING_ACCOUNT).

Notes

  • Webhooks, fees, and reconciliation are the same as PIX Out by key — transactions appear as PIX_OUT in the statement.
  • The async endpoint uses the same FIFO queue as PIX Out by key — same ordering and idempotency guarantees.
  • BigPix works the same: splits into R$ 15,000 chunks (configurable via policy), fee charged once per operation.